What does local plus mean?
Local-plus is a type of international assignment package where the employee is placed on the local, or host, country salary structure and then given a few additional benefits, such as transportation or housing.
What is a Local Plus Plan?
That’s why LocalPlus® health plans are designed to offer the right mix of health care benefits at the right price. The health plan offers you cost-efficient access to a local network that is limited to quality doctors, specialists and hospitals, right where you live, and who understand the needs of your community.*
What is Cigna HDHP plan?
A high-deductible health plan (HDHP) is any health plan that typically has a lower monthly premium and a higher deductible than traditional plans. Here are some important details that can help you decide if a plan with a high deductible is right for you.
What is the local plus approach?
A local plus compensation approach is usually defined as an approach whereby companies pay their foreign employees according to the local (host country) salary structure plus additional compensation elements that are not typically provided to local nationals (such as transportation, housing, dependents’ education, etc. …
Is Open Access Plus the same as PPO?
OAP stands for Open Access Plus, a CIGNA network. This network replaces the CIGNA HealthCare PPO Shared Administration network and currently has 6,860 general acute care hospitals, 13,544 facilities and 1,587,398 specialists and primary care physicians.
What is Open Access Plus?
Open Access Plus (OAP) is a type of health insurance plan or health benefits plan that allows you to choose your health care providers. You may have to pay a deductible (annual amount) before the plan begins to pay for covered health care costs.
What is the difference between a PPO and a HDHP?
With an HDHP, you will pay less money each month for premiums, but you will pay more out-of-pocket for medical expenses before your insurance begins to pay for care. A preferred provider organization (PPO) is a plan type with lower deductibles but higher monthly premiums.
What if I don’t have a localplus network?
If you are in an area where a LocalPlus Network isn’t available, you can use doctors or hospitals in our Away From Home Care feature for coverage at the in-network cost.
How do I get in-network coverage on localplus?
LocalPlus In your local area, or when in any LocalPlus Network area, you must receive care from a health care provider or facility in this LocalPlus network to receive in-network coverage. If you’re away from home and need care, simply look for a participating LocalPlus doctor in the area.
What is out-of-network coverage on the localplus network?
If you’re in an area where the LocalPlus Network is available and you choose to go outside the LocalPlus Network (or outside the Away From Home Care feature when LocalPlus isn’t available), you will receive out-of-network coverage. Video Player is loading. This is a modal window.
What is the difference between localplus and localplus in?
In Texas, LocalPlus plans are considered Preferred Provider plans, and LocalPlus IN plans are considered Exclusive Provider plans, with certain managed care features. Medical plans are insured and/or administered by Cigna Health and Life Insurance Company.